Before obtaining a license plate, what insurance coverage must vehicle owners in Florida purchase?

In Florida, vehicle owners are required to carry specific types of insurance coverage in order to obtain a license plate. One of the essential requirements is having Personal Injury Protection (PIP) coverage, which helps cover medical expenses for the driver and passengers, regardless of who is at fault in an accident. The minimum amount of PIP coverage mandated by Florida law is $10,000. Additionally, the law requires Property Damage Liability coverage, which is designed to cover damages that the insured party causes to someone else's property in the event of an accident.

Option B is correct because it specifies both the necessary Property Damage Liability and the required $10,000 of PIP coverage, aligning with Florida's insurance regulations for vehicle owners before they can register their vehicles and obtain a license plate. Understanding these requirements is crucial for compliance and to ensure proper protection while driving on the roads.