Can Medigap policies include coverage for prescription drugs?

Medigap policies, also known as Medicare Supplement Insurance, are designed to help cover certain costs not covered by Original Medicare, such as copayments, coinsurance, and deductibles. However, it is important to note that Medigap plans are not permitted to include coverage for prescription drugs. This limitation is crucial because those seeking drug coverage should look into a Medicare Part D plan, which is specifically designed to offer prescription drug coverage.

As such, the correct answer reflects the specific regulations governing Medigap policies, clarifying that they cannot offer drug coverage at all. Understanding this distinction is important for individuals choosing how to best pair their Medicare coverage with supplemental options available to them.