If a passenger suffers dismemberment or dies, which coverage could be invoked without admitting fault?

The correct choice is the admitted aircraft liability coverage. This type of coverage can be accessed in the event of a passenger's injury, dismemberment, or death, allowing for compensation without the need to establish fault. Admitted aircraft liability generally covers incidents that arise from the operation of an aircraft, providing protection for the insured against claims made by passengers. This means that even if an accident occurs, the potential for liability exists without the necessity of admitting fault on the part of the operator or the airline.

The significance of utilizing admitted aircraft liability lies in its structure, which supports claims made by passengers while protecting the operator from the immediate implications of fault. This aspect is particularly important in aviation, where the stakes are high, and ensuring passenger safety and care is paramount.

Alternative coverages mentioned do not share this same characteristic. General liability focuses more broadly on non-aircraft-related business activities and responsibilities. Omitted aircraft liability pertains more to gaps in coverage that may occur when certain liabilities are excluded from the policy. Passenger liability is often specifically tailored to situations involving passengers, but it may not necessarily allow for claims to be made without the need for fault admission like admitted aircraft liability does.