If a theft of cash occurs inside the premises, which type of coverage would respond to this loss?

The correct response in the event of a cash theft occurring within the premises is specifically focused on "Inside the premises theft of money" coverage. This type of coverage is designed to address losses related directly to cash theft that occurs inside a business location. It provides financial protection for the business against theft committed by outsiders or, in some cases, by employees, specifically regarding cash.

This coverage is crucial for businesses dealing with cash transactions, as it ensures that they can recover losses incurred from theft, allowing them to maintain financial stability without bearing the full brunt of this risk. Other types of coverage mentioned, such as commercial crime insurance, generally cover a broader spectrum of theft-related risks, making them less tailored for this specific situation.

Understanding the nuances of these coverages highlights the importance of selecting the right policy to protect against specific risks, like theft of money, which is vital for businesses that handle significant cash amounts on their premises.