Under which conditions might individuals be requested to prove financial capability?

The correct answer focuses on the specific circumstances under which individuals may be required to prove their financial capability. This requirement is particularly critical in situations involving potential liability and damage to others.

When an accident occurs or a major traffic violation happens, there are often financial implications for those involved, such as medical expenses and property damage. Being able to demonstrate financial capability ensures that an individual is able to cover any damages or judgments that may arise from these events. Additionally, if an insured vehicle is used during the commission of a felony, it raises serious concerns about responsibility and liability, reinforcing the need for proof of financial capability in such serious circumstances.

This emphasis on financial capability at critical moments helps protect not only the individuals involved but also the public, as it ensures that those who cause harm can adequately address any resulting claims. In contrast, other options present scenarios such as license renewal, annual policy statements, or insurance policy reviews, which typically do not immediately impact an individual's financial responsibility to others in the same way.