Under which farm coverage form is a claim payable if two cows are electrocuted due to leaning against an electric fence?

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The correct answer is based on the inclusiveness of coverage provided under the Basic, Broad, and Special Coverage forms. These forms typically cover a wide range of risks, including those relevant to livestock loss due to specific incidents such as electrocution.

In farm insurance policies, livestock is generally a key asset, and the protection against losses from unexpected events like electrocution is paramount. Basic, Broad, and Special forms include provisions for various perils, ensuring that if livestock is harmed due to a covered cause like the scenario presented, the claim can be validly submitted and paid out.

Other coverage types might limit the incidents covered, which can lead to exclusions in scenarios like this. The specificity in the Basic, Broad, and Special Coverage regarding livestock injuries provides the assurance needed for situations involving accidents like electrocution, making it the appropriate choice to address claims of this nature.

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