What are the minimum liability limits specified by Florida law?

The minimum liability limits specified by Florida law for automobile insurance are indeed set at 10/20/10. This means that the policy must provide a minimum of $10,000 in bodily injury liability coverage for each person injured in an accident, up to a total of $20,000 for all persons injured in any one accident, and $10,000 for property damage. These limits are designed to ensure that drivers have a basic level of financial responsibility to cover damages and injuries they may cause to others while operating a vehicle, which ultimately helps protect all road users.

It's important to be familiar with these limits, as they are required to legally operate a vehicle in Florida and establish a baseline for the coverage necessary to mitigate financial risks in case of an accident. Understanding these limits also aids individuals in making informed decisions about purchasing additional coverage that may exceed these minimum requirements, providing better protection against potential liabilities.