What does "cease to defend" refer to in Florida law?

"Cease to defend" in Florida law primarily refers to a situation where an individual or entity stops providing a legal defense for a claim or lawsuit. This terminology is often seen in insurance contexts, where an insurer might decide to stop defending a policyholder in a legal case after certain limits of coverage have been reached or exhausted.

When an insurer ceases to defend, it means they no longer take on the legal responsibility to represent the insured party in court or provide legal services related to a specific claim. This typically occurs after the available policy limits for coverage have been fully utilized, indicating that the insurer has managed all the costs associated with the defense up to that limit, and further legal support is no longer covered under the policy.

While the other choices address various aspects of legal or administrative topics, they do not accurately capture the specific meaning of "cease to defend" as it is understood within the realm of insurance and legal obligations in Florida law.