What does the abbreviation "DOC" stand for in insurance terms?

The abbreviation "DOC" stands for "Drive Other Car." This term refers to a type of coverage in auto insurance policies that allows an insured individual to operate a vehicle that is not specifically listed on their insurance policy. This coverage typically provides some level of liability protection when driving a vehicle that belongs to someone else, as long as the driver has permission to use the vehicle. The "Drive Other Car" endorsement is particularly useful for policyholders who may need to drive vehicles occasionally that are not owned by them but want to ensure they have some insurance protection while doing so.

This endorsement is common among individuals who may borrow cars from friends or family, and it allows them to have peace of mind that they are covered in case of an accident. It is important to note that this coverage does not automatically apply to all drivers or vehicles and must be explicitly included in the policy. Understanding the "Drive Other Car" provision helps customers make informed decisions about their insurance needs and coverage options.