What does the abbreviation "DOC" stand for in insurance terms?

The abbreviation "DOC" stands for "Drive Other Car." This term is used in insurance to refer to a coverage that extends a policyholder's insurance protection to vehicles they do not own but may be driving, such as a friend's or a rental car. This coverage is beneficial for individuals who might need to operate different vehicles occasionally, ensuring that they are not unprotected in the event of an accident while driving a non-owned car.

"Drive Operator Certificate" doesn't accurately reflect a standard term used in insurance, while "Driver's Optional Coverage" and "Damage Other Collision" do not correspond to recognized insurance coverages. Understanding the nuances of these terms is critical for customer representatives in the insurance industry to effectively communicate and assist clients with their coverage needs.