What is the deductible for wind under the Citizens Property Insurance Corporation on a home?

The deductible for wind under the Citizens Property Insurance Corporation is correctly identified as 2% for wind coverage, with an additional $1000 deductible for all other perils. This structure is designed to help manage the financial impact of high-risk weather events, such as hurricanes, which are particularly relevant in Florida. Having a higher deductible specifically for wind damage reflects the potential severity and frequency of such events in the state.

The separate deductible for other perils allows homeowners to have a manageable amount for less catastrophic damages, making it more feasible for them to recover from a claim. In many instances, insurance providers offer varying deductible options to tailor coverage according to the risk preferences of homeowners. This balance of specific wind deductibles and those applied to various other types of claims is typical in policies aimed at providing comprehensive coverage while considering the inherent risks associated with property in storm-prone areas.