What is the document attached to an insurance policy to change its conditions or provisions called?

The document attached to an insurance policy that modifies its conditions or provisions is known as an endorsement. An endorsement serves as an official modification to the original terms, which can include adding or excluding certain coverage, altering limits, or changing other significant aspects of the policy.

Endorsements are crucial because they allow policyholders to customize their coverage in response to specific needs or circumstances without having to rewrite the entire policy. This flexibility is essential in the insurance industry, where individual situations may vary greatly from one customer to another.

While the terms addendum, rider, and amendment can relate to changes in documents, in the context of insurance policies, "endorsement" is the most accurate term used to denote a direct alteration to the policy itself. Understanding this terminology is vital for those working in insurance customer service, as it ensures clear and accurate communication with clients regarding their policy modifications.