What is the goal of Employers Liability under Part Two?

The goal of Employers Liability under Part Two is to defend against claims that are not covered by Workers Compensation. This aspect of liability insurance addresses the situations in which an employee sues their employer for damages due to workplace injuries or illnesses that do not fall under the Workers Compensation benefits. In such cases, Employers Liability can provide protection and handle legal defense costs, ensuring that the employer is covered from unforeseen liabilities that might arise from employee claims.

In other contexts, while covering workers' medical expenses is an essential aspect of Workers Compensation itself, it is not the focus of Employers Liability. Similarly, preventing workplace accidents and auditing employee safety procedures are proactive measures aimed at reducing risks and improving safety but do not specifically relate to the legal defense against claims arising from workplace incidents.