What is the goal of Employers Liability under Part Two?

The goal of Employers Liability under Part Two is to provide protection for employers against claims that may arise from workers who are injured on the job and where those injuries are not covered by Workers Compensation. This insurance specifically addresses scenarios where employees may seek compensation for damages that fall outside the standard Workers Compensation framework, such as when an employer's negligence leads to an employee's injury that is not subject to the provisions of the Workers Compensation law.

This coverage is vital because it helps employers manage the risk of lawsuits that could arise from incidents of workplace injury where they might otherwise be held liable. By having Employers Liability insurance, employers can safeguard against financial burdens from potential legal claims made by employees, such as for pain and suffering, which are not typically compensated under Workers Compensation.

On the other hand, the other choices, while related to workplace safety and health, do not accurately capture the specific function of Employers Liability under Part Two. For instance, covering workers' medical expenses directly relates to Workers Compensation, while preventing workplace accidents and auditing employee safety procedures are proactive measures of risk management but do not address liability claims.