What is the key distinction between being 'in flight' and 'not in flight' for insurance purposes?

The distinction between being 'in flight' and 'not in flight' for insurance purposes pertains to the applicability of certain coverage conditions and the associated costs. When an aircraft is considered 'not in flight,' this generally indicates that the aircraft is not actively flying and is instead on the ground. In these scenarios, it often means that any claims related to damages or incidents occurring while the aircraft is on the ground may not require a deductible, which enhances the protection provided to the insured.

In contrast, when an aircraft is 'in flight,' the terms and conditions of coverage could change significantly, potentially including higher premiums, deductibles, or exclusions, such as the possibility that certain types of damage may not be covered during flight. By understanding this distinction, policyholders can make informed choices about their insurance needs, ensuring they select the appropriate coverage for their specific scenarios.