What is the main role of an insurance adjuster?

The primary function of an insurance adjuster is to evaluate and settle claims, which is crucial in the insurance process. When a policyholder files a claim after a loss or damage, the adjuster investigates the circumstances surrounding the claim. This involves gathering relevant information, including statements from the insured, witnesses, and experts, as well as assessing property damage or loss.

Once the evaluation is complete, the adjuster determines the validity of the claim and proposes a settlement amount based on the insurance policy coverage and the assessed damages. This role is vital for facilitating the claims process, ensuring that claims are handled fairly and that policyholders receive the appropriate compensation for their losses. By focusing on the evaluation and resolution of claims, the adjuster helps maintain the integrity of the insurance system and supports the policyholder during a potentially stressful time.