What is the purpose of the comprehensive coverage in a business auto policy?

The purpose of comprehensive coverage in a business auto policy is to protect against physical damage resulting from incidents that are not related to a collision. This can include a range of events such as theft, vandalism, fire, natural disasters, and falling objects. By covering these non-collision related incidents, comprehensive coverage ensures that businesses can mitigate potential losses that could arise from unforeseen circumstances that might otherwise leave them financially vulnerable.

In contrast, the other options focus on narrower aspects of auto coverage. For instance, collision coverage specifically addresses damages incurred from accidents involving other vehicles, while personal injury coverage pertains to medical expenses following an accident rather than physical damage to the vehicle itself. Additionally, the option discussing damage to rented vehicles only is more limited and does not encompass the breadth of protection offered by comprehensive coverage.