What is the term for standard word policies created by ISO insurance service office?

The term for standard word policies created by the ISO, or Insurance Services Office, is referred to as "controlled." Controlled policies are pre-approved and standardized forms and materials that insurance companies can use without needing their own custom policy language. The ISO develops these standard forms to ensure consistency and compliance with insurance regulations across the industry.

Using controlled policies helps insurers streamline their operations and provides a level of predictability for both insurers and policyholders. It also facilitates clearer communication regarding coverage among all parties involved. This standardization reduces the chances of misunderstandings regarding policy terms, conditions, and coverage limits.

While other terms like standardized, uniform, and specified might suggest some form of consistency or regularity, "controlled" specifically links to the ISO’s structured framework for policy development, making it the most accurate term in this context.