What is the term for standard word policies created by ISO insurance service office?

The term that describes standard word policies created by the ISO (Insurance Services Office) is referred to as "controlled." This term signifies that these policies are drafted in a specific, consistent manner to ensure uniformity across the insurance industry. These controlled forms are accepted and recognized in the marketplace, allowing insurers to use them without needing to create unique policies for each situation. This standardization reduces the potential for misunderstandings or discrepancies in policy language, benefiting both insurers and policyholders by providing clarity and predictability in insurance coverage.

The other terms, such as standardized, uniform, and specified, might seem relevant but do not accurately capture the exclusive nature of the "controlled" policies as defined by ISO's approach to insurance language. While they suggest consistency, they do not specifically highlight the regulation and approval process that the ISO establishes for its forms.