What is the waiting period for retroactive coverage under Worker’s Compensation?

The correct answer regarding the waiting period for retroactive coverage under Worker’s Compensation is 21 days. In many states, when an employee files a claim for worker's compensation due to an injury, there is typically a waiting period before benefits begin to be paid out. This specific waiting period allows for a determination of eligibility and ensures that not all claims are paid immediately, preserving the system for valid and necessary cases.

In the context of retroactive coverage, the 21-day period signifies that if an employee is unable to work due to a work-related injury, benefits may only be payable after this period has elapsed. If the employee remains off work for an extended duration beyond this waiting period, they may receive retroactive benefits for the time they were unable to work, providing financial support for the period where they could not earn an income due to their injury. Understanding this timeframe is essential for both employees and employers concerning the management and expectations of worker's compensation claims.