What kind of loss would not qualify for standard property coverage?

General wear and tear does not qualify for standard property coverage because most insurance policies are designed to protect against sudden and accidental losses rather than losses that are due to gradual deterioration or lack of maintenance. Property insurance typically covers risks like theft, fire, and storm damage, as these events are unpredictable and can result in significant financial loss. Wear and tear is expected over time as property ages and is used, making it an insurable risk. Therefore, standard property coverage will not encompass losses stemming from the normal aging process of an item or property.