What percentage of medical expenses benefits are payable under Florida law?

In Florida, the law stipulates that 80% of medical expenses are payable as a part of personal injury protection (PIP) coverage related to automobile insurance. This is a critical component of Florida's no-fault insurance system, which aims to provide prompt medical coverage for individuals injured in automobile accidents, regardless of who was at fault.

This system allows injured individuals to receive benefits quickly, facilitating access to necessary medical care without the immediate need to prove fault or pursue lengthy legal battles. The remaining 20% of medical expenses may be the responsibility of the injured party or covered by additional insurance policies. Understanding this percentage is essential for those working in the insurance industry within Florida, as it directly affects coverage expectations and client communications regarding benefits.