What section of a Workers' Compensation policy applies when an employee is injured while traveling for work?

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Part 1 of a Workers' Compensation policy is fundamental in covering employees for work-related injuries, including those sustained while traveling for work purposes. This section is designed to provide compensation for wage loss and medical expenses arising from injuries that occur within the scope of employment.

When an employee is injured while traveling as part of their job duties, Part 1 ensures that they receive the necessary benefits, regardless of whether they are on the employer's premises or traveling elsewhere for business reasons. This coverage is essential for employees who may encounter incidents while driving, using public transportation, or performing work-related tasks away from their primary work location.

Understanding the specifics of Part 1 helps clarify the broad extent of coverage Workers’ Compensation provides, emphasizing that it follows the employee wherever they are conducting work activities.

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