What situations are typically excluded from custom farming coverage?

In the context of custom farming coverage, situations excluded typically pertain to specific operational circumstances that do not align with the intent of that coverage. Work done for free is a situation that is customarily excluded because custom farming coverage is primarily designed to protect against risks arising from paid agricultural services. Since free work does not involve a financial transaction or contract where liability or potential damages are expected, it falls outside the scope of what custom farming insurance aims to cover.

This exclusion highlights the importance of a formal agreement or compensation in custom farming operations, which helps delineate responsibilities and potential liabilities. Other circumstances, such as using personal machinery for profit, accidents during contract fulfillment, or damage to the insured's own crop, may present scenarios with varying degrees of relevant coverage, but the absence of a payment in the case of free work clearly indicates it does not warrant insurance protection.