What situations are typically excluded from custom farming coverage?

Custom farming coverage is designed to protect against various risks associated with farming operations that are performed for a fee. Situations that fall outside of this coverage typically include activities where no payment is involved, such as work done for free. Since this type of coverage applies to paid services, any farming activities conducted without compensation do not qualify for protection under the plan. Therefore, when a farmer engages in agricultural tasks without receiving payment, those activities are not eligible for custom farming coverage.

In contrast, using personal machinery for profit or accidents occurring during contract fulfillment relate directly to paid services and operations, making them typically covered under custom farming policies. Additionally, damage to the insured's own crops represents a direct loss that generally falls outside the boundaries of a coverage that is focused on services rendered to others, rather than the farmer’s own property.