What type of damages does Coverage A liability generally pay when the insured is found legally liable?

Coverage A liability typically addresses bodily injury and property damage to others when the insured is found legally liable. This type of coverage is designed to protect the insured from financial loss resulting from legal claims filed by third parties due to injuries or damages for which the insured is responsible. In essence, it covers the costs associated with legal defense, settlements, or judgments resulting from such claims.

This coverage does not extend to loss of income due to injury, as that situation deals more with lost wages rather than physical or property damage. It also doesn't encompass personal injury or medical expenses, which are typically covered under different liabilities. Moreover, damage to the insured's own property falls beyond the scope of Coverage A as this type of coverage is intended to protect others, not the insured’s own assets. Thus, the focus of Coverage A on liabilities towards other parties for bodily injury and property damage is the reason why it is the correct choice.