When an employee illegally transfers money from their employer's computer, which type of crime form is needed for coverage?

Prepare for the Florida 4-40 Customer Representative License Test. Utilize flashcards and multiple choice questions with hints and explanations. Be ready to excel in your exam!

The appropriate choice is employee theft because this type of crime involves a trusted employee unlawfully taking or transferring assets from their employer. In the scenario where an employee illegally transfers money from their employer's computer, it directly reflects the misuse of their position within the company for personal gain.

Employee theft encompasses a range of fraudulent activities, including stealing or misappropriating funds, which makes it the right context for coverage in this case. Organizations typically have insurance policies or legal frameworks that address these types of internal crimes to protect against losses incurred through such unethical behavior.

Other types of crime, such as identity theft or cybercrime, may also involve elements of theft or fraud, but they do not specifically relate to the actions of an employee against their employer. Identity theft usually refers to stealing someone's personal information for fraudulent purposes, while cybercrime encompasses a broader category of crimes conducted via digital means but does not specifically highlight the internal betrayal that employee theft entails. Account takeover primarily focuses on unauthorized access to or control over financial accounts, which also does not align with the scenario of an employee misappropriating resources from their workplace.

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