Which of the following coverage forms is available under employee theft?

The coverage form available under employee theft is the scheduled position. This type of coverage allows an employer to specifically list employees who are covered under the employee theft policy. By naming individuals, the employer can better manage risk by selectively covering those who handle substantial sums of money or valuable property. This level of specificity supports more targeted and effective risk management, tailored to the organization’s unique needs.

In contrast, other options like sole-proprietor coverage and multiple employer coverage do not accurately fit within the framework of employee theft policies. Sole-proprietor coverage typically pertains to businesses owned and operated by a single person and may not specifically address employee theft issues, as there are no employees involved in managing theft risks. Multiple employer coverage generally involves a shared policy among various employers, which isn’t appropriate for the specific and individual nature of employee theft situations. General theft coverage, while related, does not specifically address the nuances associated with theft committed by employees. Thus, scheduled position coverage is the most precise and applicable form for employee theft situations.