Which of the following events would be covered under safe burglary insurance?

Prepare for the Florida 4-40 Customer Representative License Test. Utilize flashcards and multiple choice questions with hints and explanations. Be ready to excel in your exam!

Safe burglary insurance is specifically designed to cover losses resulting from the theft of valuables from a safe, or the safe itself. The correct answer, which refers to the theft of the entire safe from the premises, aligns directly with the risks that this type of insurance is intended to protect against.

When a safe is physically removed from a location, it indicates a level of sophistication in the theft, thus making it eligible for coverage under safe burglary insurance. This type of insurance typically applies when there is evidence of forced entry to the premises or the safe, highlighting the criminal intent behind the act and the direct link to the insured item.

In contrast, robbery involving cash or employee theft does not fall under the specific parameters of safe burglary insurance, as they pertain to other types of policies, like general theft or employee dishonesty coverage. Similarly, losses due to fire are covered under property insurance policies, not safe burglary insurance, as they don't relate to theft. This clear distinction is why the removal of a safe itself is the scenario that the insurance is designed to cover.

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