Which of the following is NOT covered by Workers' Compensation?

The correct answer is the scenario involving an employee intentionally harming themselves. Workers' Compensation is designed to provide benefits to employees who suffer job-related injuries or illnesses. The key purpose of this insurance is to cover injuries that occur while an employee is performing their work duties or activities closely related to those duties.

When an employee intentionally inflicts harm upon themselves, this type of self-inflicted injury is generally viewed as outside the scope of work-related activities. Workers' Compensation does not cover intentional acts that result in injury because such actions do not typically arise from workplace conditions or duties. In contrast, the other scenarios, such as an employee asleep on the job, injured during work hours, or injured while on a coffee break, involve situations where the employee is engaged in work-related activities or responsibilities, making them eligible for coverage under Workers' Compensation policies.