Which of the following is NOT a broad form peril covered under a farm policy?

A farm policy typically covers various perils that can affect the operations and assets of a farming business. Broad form perils refer to specific risks that are included under the coverage of the policy.

In this context, rising water damage is not categorized as a broad form peril covered under a typical farm policy. This type of damage usually relates to flood or storm surge, which often requires separate flood insurance or specific endorsements. The other options mentioned, such as accidental shooting, loading and unloading incidents, and electrocution, are covered under broad form perils as they pertain to accidents and risks that are more common and directly connected to farming operations.

Accidental shooting can occur on a farm either with livestock or equipment, loading and unloading incidents represent risks associated with the movement of goods and materials, and electrocution is a risk that can arise from the use of electrical equipment on the farm. These scenarios align with the farming context and are thus included in the broader coverage of farm policies.