Which of the following is NOT a broad form peril covered under a farm policy?

Prepare for the Florida 4-40 Customer Representative License Test. Utilize flashcards and multiple choice questions with hints and explanations. Be ready to excel in your exam!

Rising water damage is not a broad form peril covered under a farm policy because standard farm insurance typically excludes damage caused by rising water or flood. Farm policies often cover a variety of perils, including those associated with farming operations and structures, but water that rises from a natural body of water is not included. Instead, specific flood insurance would need to be obtained to cover such risks.

In contrast, accidental shooting, loading and unloading incidents, and electrocution are generally included as covered perils within broad form policies. These incidents relate directly to the activities and risks associated with farming operations, which are intended to be safeguarded by the insurance policy. Understanding the specific exclusions within a farm policy is essential for proper risk management and ensuring that adequate coverage is in place for all potential hazards faced on a farm.

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