Which of the following is NOT a benefit of PIP coverage?

PIP, or Personal Injury Protection, is designed primarily to cover medical expenses, income replacement, and funeral costs related to injuries sustained in a car accident, regardless of who is at fault.

Medical expenses are a core benefit, providing coverage for necessary medical services, rehabilitation, and related costs that arise from an accident. Similarly, income replacement is an important aspect of PIP, designed to compensate for lost wages if an individual is unable to work due to injuries. Funeral expenses coverage is also included, offering financial assistance for burial costs in unfortunate events like fatal accidents.

However, property damage liability is not included in PIP coverage. This type of coverage specifically pertains to damages to someone else's property resulting from an accident you caused and is typically covered under a separate liability insurance policy. Therefore, when considering the benefits of PIP coverage specifically, property damage liability does not fall under its purview, making it the correct choice as not being a benefit of PIP.