Which of the following is NOT a benefit of PIP coverage?

Prepare for the Florida 4-40 Customer Representative License Test. Utilize flashcards and multiple choice questions with hints and explanations. Be ready to excel in your exam!

PIP, or Personal Injury Protection, is designed to cover specific expenses arising from injuries sustained in a vehicle accident, irrespective of who is at fault. Some key benefits of PIP coverage include medical expenses, income replacement, and funeral expenses.

Medical expenses are a crucial component of PIP as it pays for necessary medical care related to injuries from a car accident, ensuring that the insured receives medical attention without having to prove fault.

Income replacement is another significant benefit of PIP coverage. If an individual is unable to work due to injuries from an accident, PIP provides compensation for lost wages, helping to alleviate financial strain during recovery.

Funeral expenses are also covered under PIP, which can be an essential benefit for a family dealing with the loss of a loved one due to an automobile accident.

In contrast, property damage liability is not a benefit provided by PIP. Instead, it falls under the realm of other auto insurance coverages that specifically address damages to other people's property in the event of an accident. Thus, PIP does not include coverage for damages to vehicles or property, making it the correct response in this context.

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