Which of the following is a purpose of a Medigap policy?

A Medigap policy is specifically designed to complement and enhance Medicare coverage by providing benefits that cover the out-of-pocket costs that original Medicare does not pay for. These "gaps" often include deductibles, coinsurance, and copayments associated with Medicare Part A and Part B.

Enrollees of Medicare find that while it provides substantial coverage, they may still be left with various expenses that can be quite burdensome. Medigap policies help mitigate these financial responsibilities, making healthcare more affordable and accessible for seniors.

This is crucial for seniors who rely on Medicare as their primary health insurance, as it ensures they have a more comprehensive coverage plan without entirely replacing the benefits that Medicare provides. The other options misrepresent the scope and intent of Medigap policies.