Which of the following is NOT typically covered under a Builders Risk Policy?

A Builders Risk Policy is specifically designed to cover buildings under construction, including various materials and supplies that will become part of the finished structure. The aim is to protect the investment during the construction phase against risks like theft, vandalism, and certain types of damage.

Permanent landscaping features are not typically included in a Builders Risk Policy because they are considered complete once installed, rather than part of the construction process. Landscaping is often viewed as part of the property and usually requires a separate insurance consideration under a homeowner's policy or a standard property policy, rather than being included in a temporary construction policy.

In contrast, the other options – temporary structures, construction materials on the site, and tools and equipment – are generally covered under a Builders Risk Policy as these relate directly to the construction and completion of the building. This policy is meant to address risks that occur while the construction is ongoing, which is why elements directly involved in the building process are included in the coverage.