Which of the following would be covered under a business auto policy in case of fire damage?

Prepare for the Florida 4-40 Customer Representative License Test. Utilize flashcards and multiple choice questions with hints and explanations. Be ready to excel in your exam!

Fire damage is specifically covered under a business auto policy as part of the comprehensive coverage. Comprehensive coverage typically protects against damage to the vehicle from non-collision-related incidents such as theft, vandalism, weather events, and fire. In the context of a business auto policy, if a vehicle suffers damage from a fire, this would fall under the comprehensive coverage of the policy.

Collision damage pertains to incidents involving collisions with other vehicles or objects, which would not apply in the case of fire. Comprehensive damage includes various non-collision-related risks but does not specifically define fire damage as a separate category; rather, it encompasses it. Likewise, liability for fire damage does not cover the owner’s own vehicle but rather would pertain to damages caused to another party due to negligence. Therefore, fire damage is directly addressed through comprehensive coverage, making it the correct answer.

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