Which of the following would be covered under a business auto policy in case of fire damage?

The correct answer, pertaining to coverage under a business auto policy for fire damage, is that fire damage itself is typically included in the comprehensive coverage component of an auto policy. A business auto policy is designed to cover various types of damages to vehicles used for business purposes, and typically includes liability coverage for damages caused to others, as well as physical damage coverage, which is split into collision and comprehensive.

Comprehensive coverage encompasses damages that are not the result of a collision, such as fire, theft, vandalism, and natural disasters. Thus, if a business vehicle suffers damage due to fire, it would fall under this category and would therefore be covered by the comprehensive portion of the policy.

Collision damage, on the other hand, specifically refers to damage incurred from a collision with another vehicle or object and does not cover fire damage. Likewise, the mention of liability only for fire damage does not reflect how business auto policies generally provide coverage; liability covers damages caused by the insured vehicle to third parties and their property, rather than damage to the insured vehicle itself due to fire.

In summary, fire damage is covered under comprehensive provisions, validating why it is the correct answer in this context.