Which parties are fully covered under the corporation's commercial general liability policy?

In a corporation's commercial general liability policy, coverage typically extends beyond just the corporation itself to include its officers, employees, and directors. This is important because these individuals may face personal liability for actions taken on behalf of the corporation.

The policy provides a layer of protection for the corporation and its key personnel against claims of bodily injury, property damage, and personal injury that may arise from the corporation's operations. By including officers, employees, and directors in the insurance coverage, the policy ensures that these individuals are protected while they perform their duties, reducing the risk of significant personal financial loss due to claims related to their corporate responsibilities.

Typically, coverage varies for different parties. While a corporation’s own liability is included, not all policies extend coverage to independent contractors or other third parties, which is why some options would not be correct. In contrast, inclusion of just directors and officers, or only certain groups, would leave significant gaps in coverage for those actively working within the corporation. Therefore, the option that encompasses all key personnel is the most comprehensive and reflects standard practice in liability insurance.