Which type of commercial auto policy is specifically designed for companies that provide repair services?

The correct answer is the garage policy, which is specifically tailored for businesses involved in the repair and maintenance of vehicles. This type of policy provides coverage not only for the vehicles that belong to the business but also for those belonging to customers that are in the care, custody, or control of the repair facility.

Garage policies offer multiple types of coverage that can include liability, physical damage to the vehicles, and protection against theft and other risks while the vehicles are being serviced. This makes it distinct from a standard business auto policy, which typically covers vehicles used for business operations but does not include specific provisions for vehicles inside a repair shop.

The garage policy is essential for repair shops or service stations as it addresses the unique risks they face, such as potential damage to customers' vehicles while they are being worked on. It also provides liability protection in case a customer claims that their property was damaged or lost while under the care of the business.

In contrast, a business auto policy is generally more suited for businesses that need coverage primarily for vehicle operations, while the truckers policy is tailored for trucking operations and transport of goods. A fleet policy manages insurance needs for a group of vehicles under one umbrella, but does not specifically target the needs of vehicle repair. Thus,