Which type of commercial auto policy is specifically designed for companies that provide repair services?

A garage policy is specifically designed for companies that provide repair services, such as auto repair shops or garages. This type of policy not only covers the vehicles owned by the business but also includes liability coverage for the operations conducted on the premises. This is crucial for repair businesses that may have customers' vehicles in their possession, as it protects against risks such as damage to those vehicles while they are being repaired.

Additionally, the garage policy typically combines coverage for physical damage, liability, and sometimes property coverage, making it comprehensive for businesses engaged in repair services. It recognizes the unique risks that repair shops face, which differentiates it from other types of auto coverage, such as business auto policies or truckers policies, which cater to different needs and scenarios. A fleet policy, while covering multiple vehicles, does not specifically address the repairs and services aspect of such businesses as thoroughly as a garage policy does.